Estate Planning

Spence Asset Management provides estate planning advice and services to clients to help assure the client’s assets will be managed for their family and loved ones as they intended. We coordinate key aspects of estate planning with other professionals in areas such as establishing wills, appropriate trusts, tax planning, determining liquidity needs, analyzing and recommending insurance programs, charitable giving, gifting and gift tax and transfers of assets. The estate planning process is similar to financial planning in that there needs to be continual long-term monitoring to ensure adjustments are made as life changes occur.